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You’ve probably heard contractors describe themselves as “licensed and insured.” But what does that actually mean? The answer depends on the type of work being performed. Some trades require licenses by law, while others may not. Understanding these terms can help you ask informed questions before hiring a contractor.
Not every contractor is required to hold a license. Requirements can vary depending on the trade and where the work is being performed.
Insurance may help protect both the contractor and the homeowner if an accident or property damage occurs during a project. Ask what types of insurance the contractor carries.
If licensing or insurance is important for your project, ask whether the contractor can provide documentation upon request.
A written estimate or contract should clearly describe the work to be performed, materials to be used, pricing, and other important project details.
Compare Verified Local Contractors through Johnson County Trusted Contractors. Contractor profiles identify the information provided during our verification process to help you make a more informed hiring decision.
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🔗 Browse Verified Local ContractorsNo single credential tells the whole story. Experience, communication, references, written estimates, and professionalism are all important factors to consider when choosing a contractor.
